Are you thinking you won’t have to worry about debt-free college ideas, because your kids’ loans might just be forgiven?
Don’t count on it.
It’s not sustainable for US students to keep running up huge college debts that the US government just forgives year after year.
The math on that just doesn’t work.
Some student loan debt may be forgiven here and there—but your kid’s likely will not be.
If you’ve got a kid ages 12–26 right now, protect your kid’s future by jumping on all the debt-free college strategies you can, starting right now. (Especially the “low-hanging fruit” ones that don’t involve filling out scholarship applications.)
I’ll make this easy for you. We’ll do it together—step by step—over a period of months. Your starting point will be watching one free, fast-paced 10-minute training video by me at bit.ly/easylaunchinstructions. Watch it now if you can!
Are you worried you’ll have individual, specific questions about this process we’re walking through together, and you won’t know where to get those questions answered? Get on the waiting list for my TRIBE Membership—and I’ll take care of you.
Be sure to do this!
Protect the possibility that student loan debt could be forgiven after 10 years of public service.
The federal program that most reliably allows student loan debt to be forgiven is called Public Service Loan Forgiveness (PSLF).
(You can learn more about it here.)
PSLF is not fast or easy—and it can limit income for 10 entire years if your child ends up working in a low-paying public service job. But it is one route to getting loans forgiven.
Protect your child’s PSLF possibilities by doing this.
Fill out the FAFSA financial aid form every October that there’s even the slightest possibility you might have a child in college or technical school the following fall.
Filling out the FAFSA form every year is the first step to possibly getting Public Service Loan Forgiveness years down the line.
Are you struggling to understand the FAFSA changes that are coming down the pike? Read my clear info on that subject here.
Has someone told you that filling out the FAFSA form won’t help you? Read my article 7 Reasons to Fill out FAFSA—Even If You’re Rich. Don’t delay—read it now.
Help us spread the word about this!
It’s our goal to help as many families as possible. Copy this entire article and paste it right into your school, business, or homeschool newsletter. Put a link to it in your Facebook group! Just include the words “By Jeannie Burlowski.”
And if you’ve found valuable info in this article about getting loans forgiven, please help by tweeting it out to the people who follow you.
For clear, step-by-step help getting your kids through college debt-free and into jobs they love afterward, get your copy of my book:
It’s a reference book, so nobody reads the whole thing cover to cover. Pick out what you need to read in it using the fast-paced, 10-minute video instructions here.
You can see hundreds of reviews of this book on Amazon by going to:
You can see why financial advising professionals love LAUNCH, here.
You can see the top 9 questions parents are asking me about LAUNCH, here.
Read just one chapter of LAUNCH every 1–3 months while your child’s in middle school and high school, and you’ll know every viable strategy for debt-free college at exactly the right time to implement it.
And if your child’s already well past middle school? That’s OK; you can run to catch up. But the process of getting your kids through college debt-free goes more smoothly the earlier you start it—especially if you’re not planning to save up any money to pay for college.
Take a step on this right now. Get regular, inspiring help from me—every Monday morning.
Subscribe to my free weekly email newsletter here. (You’ll especially want to do this so I can alert you to important FAFSA changes that will affect you in the future.)
Do you have very specific questions for me about debt-free college and career for your kids?
My TRIBE Members get the most direct access to me—while feeling good that the pennies per day they spend on the TRIBE help me bring debt-free college strategy to families who could never afford to pay for it. Join my TRIBE Membership waiting list here.
Who is Jeannie Burlowski?
Jeannie is a full-time academic strategist, podcast host, and sought-after speaker for students ages 12–26, their parents, and the professionals who serve them. Her writing, speaking, and podcasting help parents set their kids up to graduate college debt-free, ready to jump directly into careers they excel at and love. Her work has been featured in publications such as The Huffington Post, USA Today, Parents Magazine, and US News and World Report, and on CBS News.
Jeannie also helps students apply to law, medical, business, and grad school at her website GetIntoMedSchool.com. You can follow her on Twitter @JBurlowski.
This article was updated on May 25th, 2023.