Are you thinking you won't have to worry about debt-free college ideas, because your kids' loans might just be forgiven? Don't count on it. It's not sustainable for US students to keep running up huge college debts that the US government just forgives year after year....
Getting Out of Debt Articles
4 Easy Steps to Get Out of Debt
If you as a parent can get out of debt by the day your kid starts college, you'll have more cash on hand to help pay college bills. Boom. Less debt for your kid at college graduation! If you can get out of debt years before your kid starts college, the process will be...
Melanie Lockert’s Jolting Student Loan Debt Wake-Up Call
Melanie Lockert of Los Angeles, California tells about the jolting student loan debt wake-up call she had right after completing grad school. Lockert's jolting student loan debt wake-up call Lockert had wisely worked multiple part-time jobs throughout school, and for...
Pay For College by Renting Out Your Kid’s Bedroom?
Your son or daughter will be leaving for college soon, and it's just hit you how much you'll be paying out of pocket for tuition, room and board, and other college-related expenses. How can you pay high college bills—without piling debt onto the kid you love? You...
In College? Do This and Slash Your Student Loan Debt
If you're currently in college—or if you're a parent who's taken out dreaded Parent PLUS loans—you'd love for a hero in a red cape to swoop down and tell you how to slash your student loan debt. The hero is here. 1. Slash your student loan debt by applying for...
Top 9 Books I Most Love for Parents and Students
Books make great gifts. Why? Because a carefully chosen book can literally change a life. In this short article I share the top 9 books I most love for parents, 20-somethings, and students ages 12 and up. (Are you worried that your teen won't read a non-fiction book?...
Oh, No — I’m MARRIED to Student Loan Debt
If your spouse has student loan debt, what does that mean for your financial future? What can you do now that will keep you safe throughout the decades ahead, even if something bad happens? Immediately address the biggest thing you must worry about when your spouse...
What Happens to Student Loan Debt After You Die?
No parent wants to consider this—but what happens if one of your children runs up $80,000 in student loan debt, and then perishes in a car accident or dies of cancer? Will your grief be compounded by having to make years (decades!) of student loan payments, until the...
4 Amazingly Easy Steps to Get Out of Debt
If you as a parent are out of debt by the day your kid starts college, you'll have more cash on hand to help with college bills. If you start the process of getting out of debt years before your kid starts college, you'll have more cash on hand to save for college....
Drowning in Student Loan Debt? Here are 6 Legitimate Ways Out
This article is part 3 of a 3-part series on what students can do if they've left college with student loan debt. You can find the first two (very important) articles in this series here and here. Every year, frightening numbers of students finish college with massive...