Posted on Monday, October 8, 2018

Do Families Need to Hire College Consultants? Really?

by Jeannie Burlowski

The dad sitting by you in the soccer bleachers tells you that he’s not worried about his kids’ college planning—because he’s hired a $5,000 college consultant to engineer the whole thing for him. You wonder, “Is this what parents have to do nowadays? Hire college consultants that cost as much as used cars? If parents don’t hire college consultants, do they shortchange their kids?”

It’s not necessary to hire college consultants—but it can be helpful in some cases.

Here are 10 things parents need to know before they hire college consultants.

1. College consultants vary wildly in quality.

Some are fantastic, and some are terrible. Many high buck college consultants you see on the internet are simply moms or dads who went through the college application process with their own kids last year, and now they see themselves as experts on college planning and financing.

2. Ask a ton of questions before you pay a dime.

Ask lots of exploratory questions about how long they’ve been in business, and how much of their service includes walking you through strategies that really work to get kids through college debt-free. Ask what career planning tools they use to make sure your kid ends up being employable after college.

3. Be sure to ask your prospective college consultant this critically important question.

Ask him or her to explain to you the two huge changes Barack Obama made to the US college financing system on September 13th, 2015—and how those changes will dramatically affect your kid when he or she is a sophomore in college. If your prospective college consultant can’t answer this question, run away and don’t look back.

4. Look for this very good sign.

If a college consultant hands you a copy of the book LAUNCH: How to Get Your Kids Through College Debt-Free and Into Jobs They Love Afterward and says, “We’re going to be walking through the steps in this book together,” consider that a very good sign. It means you’ll have excellent one-on-one support for the journey, and you won’t miss a single debt-free college or career planning strategy along the way. (College consultants, financial planners, and wealth managers who do this can be found on the “Approved Consultants” tab on this website.)

5. Don’t hire college consultants who tell you this:

Don’t hire college consultants who say, “Oh, we don’t worry about career goal at this point. We’ll just get your son into a good college, and then he can take random college classes to see what he’s interested in. We’ll hope it’ll all come together into some kind of career five years from now.”

Posted on Monday, September 17, 2018

Manage All Your Kids’ College Planning—Mostly By Yourself

by Jeannie Burlowski

If you’re concerned that you’re currently LATE to college planning, read this article now.

College planning can feel like being lost in a jungle. And sadly, your kid’s high school guidance counselor (nowadays more properly called a “school counselor,”) can’t help much with hacking through the underbrush. Oh, he or she would love to, but budget cuts have slashed the amount of time counselors get to spend with college bound students, in some cases down to just eight minutes per year.

And your child, smart as he is, isn’t in any position to handle the complexity of college planning either. The stakes are high, both financially and career wise, and his brain won’t be fully developed until age 24.

And the internet? You sure don’t want to depend on the internet for college planning advice.

Don’t rely on the internet for college planning advice.

It’ll take you years to sift through everything the internet has to say about college planning. The bits and pieces of info and conflicting messages you hear from online resources will drive you insane. Plus, a huge percentage of what’s currently on the internet regarding college planning is sorely out of date, since President Barack Obama drastically changed US college financing on September 13th, 2015, and most of the world has not yet caught up.

You need a resource that will give you fast, accurate, specific instructions that the internet can’t provide. (I’ll provide a resource for you, below.)

7 things to do when you feel lost in the jungle of college planning

1. Don’t put off college planning because you feel overwhelmed.

I understand that you feel overwhelmed by the college planning process. Every parent does. But if you wait until your kid’s sophomore or junior year of high school to get started on college planning, 75% of the strategies you could have used to get your kid through college debt-free will be gone. Starting early is the best strategy, even if you can’t save a penny.

(If you’re worried that you’re currently late to college planning, read this article now.)

Posted on Monday, September 10, 2018

The Key College Planning Strategy That Most Surprises Parents

by Jeannie Burlowski

Recently, a school district that’s bringing me in to speak interviewed me so that students and parents could get to know me better. This article includes the best portions of that interview.

To zoom straight to the key college planning strategy that most surprises parents, scroll to #4, below.

1. Jeannie, what originally inspired you to want to help parents get their kids through college debt-free?

Posted on Monday, August 27, 2018

“Oh, No—We’re Late to College Planning!”

by Jeannie Burlowski

It happens to every parent—it’s not just you. The first day of school ritual goes like this: 1) Pack lunches. 2) Take smiling first-day photos at the front door. 3) Wave goodbye. 4) Panic that your child is suddenly another year older, and you feel like you’re late to college planning.

You are not alone. Almost every parent feels this way.

What can you do right now, if you feel like you’re late to college planning?

1. Don’t worry right now that you haven’t saved enough money to pay for college.

Fear and worry can be paralyzing. Some parents feel so fearful about not having planned earlier that they repeatedly put college planning on the back burner.

Don’t be that parent.

Let go of fear and worry over what you haven’t done, and look closely at all the clever, creative strategies you can use right now.

2. Don’t jump to the conclusion that a state university will be the bargain answer to all your problems.

Posted on Monday, August 13, 2018

These Top CEOs Went to College WHERE?

by Jeannie Burlowski

Your child feels a lot of pressure to “get into a good college.” Starting in 8th grade—or even earlier, he’s had the lie pounded into his head: “If you don’t get into a good college, you won’t be able to get a good job when you graduate.”

This lie can cause unnecessary anxiety for your kid and for your family. It can cause feelings of deep shame when a kid doesn’t get into his or her “dream school.” And, worst of all, it can lead students to drastically underestimate themselves and their future potential.

Let’s nip this lie in the bud, right now.

Take a look at where the current top 10 Fortune 500 CEOs went to college.

Posted on Monday, July 9, 2018

5 Ways Parents Head Off College Anxiety

by Jeannie Burlowski

This article is for you whether you’ve got a high schooler or a college student experiencing college anxiety.

When Samantha was in 10th grade, her Dad offered her a great suggestion. “Sam, why don’t we get your guidance counselor to sign you up for some college classes for next year, and you take those instead of regular high school classes? You can get real college credit for them, they’ll still count toward your high school graduation, and best of all, our state will pay for them!” Samantha hesitated, nervous apprehension squeezing at her stomach and working its way up to her chest and throat. It was her first experience with college anxiety. “I don’t know, Dad—couldn’t I just take a couple of AP classes instead?”

Don’t let your child retreat into AP classes to avoid college anxiety.

AP classes are the least dependable way to earn college credit in high school.

Contrary to popular belief, AP classes are not typically “easier than real college classes.” Think about it. Would you want to study a subject for months and months, and then have your success or failure depend on performing well on one big test at the end?

And then, after all that work, you find out that the college you’ll be attending may not even accept your hard-won AP credit?

That’s enough to exacerbate even the mildest case of college anxiety.

Here are 5 ways parents can head off college anxiety. (Number 5 is a big one.)

1. Emphasize that college success isn’t about how smart you are, it’s about how organized you are.

Your son is worried that he’s not smart enough for college. All kids are. If you went to college yourself, tell him that you really started being successful at college when you learned to use a calendar and make lists of tasks you had to do. Emphasize that organization is something anyone can learn.

Posted on Monday, May 14, 2018

The Most Important Thing About High School? It’s Not Grades

by Jeannie Burlowski

Many families mistakenly believe that the most important thing about high school is getting good grades—so students can “get into a good college when they graduate.”

Not true.

What is the most important thing about high school?

In my work as an academic strategist, I’ve found that the most important thing about high school is forging the academic tools necessary for the college or vocational training that comes afterward.

I told one underperforming student this: “Imagine college as a place where you have to pound nails into boards, one after another, as fast as you can. Bam! Bam! Bam bam bam! High school is the place where you create your hammer. If your hammer’s put together sloppily out of string and glue and spitballs, you’ll find it difficult and exhausting and painful to pound nails in college.”

Can students “get good grades” and still miss it?

Too many high school students have figured out how to game the high school system enough to get decent grades while still not learning important skills, such as 1) putting away electronics and listening carefully in class, 2) taking thorough, complete handwritten notes, 3) seeking help when confused, and 4) using a calendar or a to-do list to make certain that assignments and test studying are done thoroughly and on time.

Posted on Monday, April 9, 2018

My Best Debt-Free College Interview Yet

Listen On Your Drive to Work Today

by Jeannie Burlowski

To listen to my best debt-free college interview yet, click here.

Listen while you’re driving or getting ready in the morning, and you just might change the life of a student you love.

In March of 2018 I was interviewed by Andy Earle, a Loyola Marymount University researcher who focuses on parent-teen communication and teen thriving and flourishing. I’ve been interviewed many times since my book LAUNCH came out in 2017, but this interview is by far the best. It’s the best produced, the most in-depth, the most inspiring, and the most informative.

To listen to the entire interview, click here.

You’ll feel a growing sense of hope for the teens and 20somethings you love.

I love what Andy Earle says about the debt-free college strategies I provide in LAUNCH.

After reading LAUNCH cover to cover, Andy says:

“LAUNCH has become one of the most well-respected books on this subject (it’s the go-to reference book for financial planners and college consultants and coaches) because Jeannie isn’t just about doing college cheap, she’s about doing it debt-free and so effectively that it results in a great, satisfying career after college is over.”

Posted on Monday, February 12, 2018

Should Teens Take College Classes in 11th Grade?

by Jeannie Burlowski

Is it a good idea for teens to take college classes in 11th grade?

Increasingly, school staff at both public and private high schools are saying yes, and are working to create new and better ways for students to do so — often at state expense, which can save parents thousands on eventual college costs.

Private education, especially, is benefitting.

Private high schools have the flexibility to create innovative in-school programs where students as young as 11th grade are able to take real college classes for real college credit during the school day, while still having the full, enriching high school experience.

Innovation like this works out well for parents, schools, and students. Parents find it easier to pay private school tuition when they know their future college costs are going to be lower, schools are able to brag that many of their students are graduating high school with as much as two years of college credit already completed, and students who are ready to achieve can dive into real college work as soon as soon as they’re ready for it, efficiently earning college credit and high school credit at the same time.

AP classes declining in popularity

For years, high schools offered Advanced Placement (AP) classes in an effort to help high achieving students earn some college credit before age 18, but in recent years, concern about the AP program has caused its popularity to plummet. Fewer than 50% of students who take AP courses actually receive the promised college credit, and that makes AP the least dependable way to earn college credit in high school. (This Atlantic article goes so far as to tell parents bluntly, “AP classes are a scam” and “AP students are being suckered.”)

Students who take real college courses in high school enjoy 7 significant advantages:

Posted on Monday, October 9, 2017

Half of Americans Regret Their Higher Ed Decisions?! Why?

by Jeannie Burlowski

The last thing you want is for your child to make a series of expensive higher ed decisions, and then regret them later. How can you help your kids to avoid making regrettable higher ed decisions?

An Epidemic of Regret

Regret over higher ed decisions has reached epidemic proportions in the US. According to a June 2017 report from Gallup and Strada Education Network, 51 percent of Americans would change at least one of their education decisions if they could. This is an astounding, alarming, high number.

1/3 of People Wish They’d Studied in a Different Field