Could Graduating High School With an AA Degree Hurt a Kid?

Today I’m writing on topic I never, ever thought I would. Could graduating high school with an AA degree in any way do a student more harm than good? My eyes are bugging out just writing that.

graduating high school with an AA degree

Could graduating high school with an AA degree HURT your kid?

For many moms and dads, one of their proudest parenting moments occurs when their 17-year-old walks across the stage at high school graduation with two years of college already completed. An entire two-year AA college degree already sewn up—entirely at state expense. An amazing, stunning achievement! All while dodging the pitfalls of AP classes—and still enjoying a rich, full high school experience.

Parents who get to experience this proud moment get tingly with excitement thinking of their child confidently diving into third year college courses at age 18, finishing college with a bachelor’s degree at age 20, slashing college bills by half, and having extra years of life before age 22 to tour Europe, volunteer, or start piling up real world work experience that rockets their careers far ahead of their peers. (Making them stellar candidates for grad school or medical school, I might add—if that ever becomes a goal.)

Other parents aren’t so sure.

“Might graduating high school with an AA degree keep my child out of the Ivy League?”

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Elite Education Leads to a Happier Life. True or False? (AUDIO)

Is it really true that expensive, elite private education is so enriching that it automatically leads to a happier, more fulfilled life after college? What does the research say?debt-free college podcast

Join me, Jeannie Burlowski, for episode 2 of the Launch Your Teens podcast, and you’ll learn 6 jaw-dropping, research-backed facts that just might make you think, “Wow—maybe the Ivy League isn’t such a great idea after all.”

You’ll also learn why “for profit” colleges should be avoided like the plague, and which great colleges are likely to be far better bargains than your local state university.

(9 min.)

You’d rather read than listen? OK, you can do that here!

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Do Families Need to Hire College Consultants? Really?

The dad sitting by you in the soccer bleachers tells you that he’s not worried about his kids’ college planning—because he’s hired a $5,000 college consultant to engineer the whole thing for him. You wonder, “Is this what parents have to do nowadays? Hire college consultants that cost as much as used cars? If parents don’t hire college consultants, do they shortchange their kids?”

It’s not necessary to hire college consultants—but it can be helpful in some cases.

Here are 10 things parents need to know before they hire college consultants.

hire college consultants

1. College consultants vary wildly in quality.

Some are fantastic, and some are terrible. Many high buck college consultants you see on the internet are simply moms or dads who went through the college application process with their own kids last year, and now they see themselves as experts on college planning and financing.

2. Ask a ton of questions before you pay a dime.

Ask lots of exploratory questions about how long they’ve been in business, and how much of their service includes walking you through strategies that really work to get kids through college debt-free. Ask what career planning tools they use to make sure your kid ends up being employable after college.

3. Be sure to ask your prospective college consultant this critically important question.

Ask him or her to explain to you the two huge changes Barack Obama made to the US college financing system on September 13th, 2015—and how those changes will dramatically affect your kid when he or she is a sophomore in college. If your prospective college consultant can’t answer this question, run away and don’t look back.

4. Look for this very good sign.

If a college consultant hands you a copy of the book LAUNCH: How to Get Your Kids Through College Debt-Free and Into Jobs They Love Afterward and says, “We’re going to be walking through the steps in this book together,” consider that a very good sign. It means you’ll have excellent one-on-one support for the journey, and you won’t miss a single debt-free college or career planning strategy along the way. (College consultants, financial planners, and wealth managers who do this can be found on the “Approved Consultants” tab on this website.)

5. Don’t hire college consultants who tell you this:

Don’t hire college consultants who say, “Oh, we don’t worry about career goal at this point. We’ll just get your son into a good college, and then he can take random college classes to see what he’s interested in. We’ll hope it’ll all come together into some kind of career five years from now.”

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One Call Can Increase Admissions Chances 40%

Weeks or months after your daughter has finished up all her college applications, you may find yourself wondering, “Is there anything else she can do to increase admissions chances — well after her applications have been submitted?”

Yes there is.

Research shows that one phone call can increase admissions chances 40% at many colleges.

increase admissions chances

How can a phone call increase admissions chances?

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Which Colleges Are Still Taking Applications?

5 Cautions For You If Your Child is Headed to College in 1-3 Months

Ben and his parents sat up late at their dining room table, combing through all of Ben’s college financial aid numbers one more time. Ben’s dad ran his fingers nervously through his hair. The problem? It was already summer, and every college that had accepted Ben for the coming fall was requiring him to commit to loads of student loan debt in order to attend.

Colleges are still taking applications

“Is it too late to just try to go to a different college?” Ben asked. “I don’t know,” Ben’s dad said. “Are there any other colleges still taking applications?”

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