Change of Plans for Parents Who Follow Me! Details Here.

In late August of 2019, I made an exciting announcement to the parents who follow me. Low-cost, personal debt-free college planning help from me—coming soon!

At that time I wrote to the parents who follow me: “I’m going to be bringing together a tribe—a group of parents from all across the United States—who’ll get ongoing, personal, step-by-step help from me with implementing debt-free college strategies.”

A fantastic opportunity for parents and financial advisors who don’t want to do important college planning in isolation.

Our plans for this have changed just a bit.

This “tribe” will launch not in fall 2019, but in March 2020.

Subscribe to my free weekly email newsletter, and when the launch happens you’ll be allowed to join this tribe as a founding member at the lowest possible price.

parents who follow me

“Why are we waiting until March 2020?”

I was surprised to discover that launching a tribe like the one I’m describing would require me to completely revamp my website. Quite a feat, considering that my current website has over 200 articles that parents all over the world access every day.

This “revamping my website” step required me to find a web designer experienced in tribe technology—and the first two designers I hired didn’t turn out to have the necessary experience.

Essentially—I’ve had construction delays.

Mark your calendar for March of 2020!

Once you join, you’ll attend one online group meeting with me any month you have a question for me.

Plus you’ll get my two most popular half-day seminars for your kids—delivered online—at no additional charge.

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Moving Into or Out of a Dorm? Saves the Day

Your child’s moving moving out of a college residence hall, heading off to another adventure for summer. What’s he going to do with all his stuff? You don’t want to drive the family minivan all the way there to pick it up. Especially because it’s not just clothes and school supplies. He’s got a mini-fridge and a microwave too. How can you take care of this in the easiest way possible?

Enter the dorm room moving superheroes, Dorm Room Movers.

Note that I have no affiliate agreement with this company. I’m giving you this information for free!

moving out of the dorm

Dorm Room Movers sends clean, new packing materials straight to your son or daughter’s dorm room, and then either ships them home—or, if you prefer, stores them for the summer—and then delivers them back the following fall.


And if your child’s headed off to college for the first time this coming fall? 

Avoid paying airline baggage fees or hauling heavy boxes yourself. Save gas money. Reduce the need for your daughter to bring a car with her to college. Dorm Room Movers will send empty boxes to your house, and all you have to do is pack, print shipping labels, and schedule a pickup on the website.

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Can a 20something Pay Off Debt By Living on 51% of Her Income?

Is it possible for a struggling 20-something to get completely out of debt (including student loan debt) using a one-year shopping ban and living on 51% of her income?

Today I’m featuring an outstanding article written by Laura Shin for Forbes.  As you read it, give special attention to the great quote below from Mr. Money Mustache, a blogger who retired at age 30.


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It’s True: Even Middle Schoolers Can Earn Real College Credit Through CLEP

Imagine your 7th grader earning real transferable college credit for the knowledge she just gained in her middle school history class. Are you astounded that this is possible?

Students of all ages can turn their regular school learning into real college credit in 33 different subject areas—thanks to the College Board’s CLEP® program.


CLEP® provides one of the best, fastest, cheapest ways for any student to earn real college credit before they ever set foot on a college campus. And if your middle schooler can do it? Then the high school or college student in your life certainly can.

Your child’s next school break might be an excellent time for him or her to work on earning CLEP® credits. Here are three steps you can take now to make that happen.

clepTO DO- (2)

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Must Watch Video for Parents

TEDx Adam Carroll

Are you a parent wondering if student loan debt is really that big a deal?  Watch this powerful, entertaining video by Adam Carroll at TEDx UWMilwaukee.  It’ll be the best 15 minutes you’ll spend on your kid this year.


Want Great Material for a Scholarship Application Essay? Host a Japanese Student in Your Home for 3 Weeks!

Imagine your child writing a scholarship application essay where she writes in detail about what it was like to have a Japanese college student living in her home for three weeks.

There are so many interesting ways to go with this kind of material — I can’t even begin to list them all.

If you’d like to host a Japanese college student in your Minneapolis/St. Paul area home for three weeks this August, here’s some information on a great program you can be a part of.


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Think “Community Service” is Just Another Dull Chore? This Inspiring 2 Minute Video About WE ACT Will Change Your Mind Forever

On some middle school and high school campuses, parents form an organization where they meet together monthly to strategize how they can get their kids through college debt free. (The free, step-by-step resources on my website make great discussion material for a group like this.)


Sometimes, this parent group gives birth to a student group that ends up changing the students, the school, the local community, and the world.

(And as a side effect, provides great material to write about in scholarship applications.)

Parents, teachers, and school staff:  if you need curriculum for starting up a student club like this, take two minutes and watch this powerful, inspiring video about WE ACT here.

To maximize the probability that your child will get through college debt free and directly into career afterward — be sure to join me for two live classes coming up on April 11th in Cottage Grove, Minnesota.  You can get more information here.

What’s your response to the WE ACT Video?  Could you see yourself pulling parents together to get WE ACT started on your local middle school or high school campus?