Think “Community Service” is Just Another Dull Chore? This Inspiring 2 Minute Video About WE ACT Will Change Your Mind Forever

On some middle school and high school campuses, parents form an organization where they meet together monthly to strategize how they can get their kids through college debt free. (The free, step-by-step resources on my website make great discussion material for a group like this.)


Sometimes, this parent group gives birth to a student group that ends up changing the students, the school, the local community, and the world.

(And as a side effect, provides great material to write about in scholarship applications.)

Parents, teachers, and school staff:  if you need curriculum for starting up a student club like this, take two minutes and watch this powerful, inspiring video about WE ACT here.

To maximize the probability that your child will get through college debt free and directly into career afterward — be sure to join me for two live classes coming up on April 11th in Cottage Grove, Minnesota.  You can get more information here.

What’s your response to the WE ACT Video?  Could you see yourself pulling parents together to get WE ACT started on your local middle school or high school campus?

12 Ways to Help Kids Rake In More College Scholarships (Starting in 8th Grade)

The dad waited in a long line to get to shake my hand. He was beaming.


“We squeezed into a packed high school auditorium to hear you speak about scholarships last year,” he told me. “You inspired my son to go home and apply for 20 scholarships he thought he’d never get. He won eight of them, and now has over $20,000 extra to help pay his college bills. I just wanted to say thanks.”

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How Much Can Kids 15+ Earn—Without Sabotaging Future College Aid?

These 6 Strategies Will Keep More Money in Your Kid's Pocket.

You’re proud of your daughter for working hard and saving her money—but could her little pile of cash actually reduce the amount of financial aid she’ll receive when it’s time to go to college?


If your daughter has a nice little stash of cash in her own name during the time your family finances are scrutinized to see how much you can afford to pay for college, she’ll be asked to contribute a significant portion of that money to pay her own college bills.

How can you help your daughter keep as much of her hard-earned money as possible?


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12th Grader’s Got No Career Direction? Do This—Right Now.

This article on career direction for 12th graders was originally published here on March 11th, 2015. It was updated and republished here on December 7th, 2018.

Your 12th grader hasn’t yet figured out “what he wants to do with his life,” and it’s making you nervous. You absolutely don’t want him living in your basement next year—partially for fear he’ll turn into one of those 20something kids floundering through their 20’s without jobs that actually allow them to support themselves.

Don’t lose another night’s sleep over this. You can help your child take aim and shoot at an exciting future that’s beautifully suited to him.

7 Ways to Help a 12th Grader Who Needs Career Direction

1. Get your child three specific career assessments as soon as possible. I’ll help you.

I clearly explain why and how in chapter 13 of my book, LAUNCH: How to Get Your Kids Through College Debt-Free and Into Jobs They Love Afterward

To see which assessments I recommend and where to find a certified practitioner to administer them, visit the Approved Consultants tab on this website.

I’m convinced that having this career direction work done before starting college can save your family $50,000 in tuition payments for unneeded college classes.

If your child doesn’t want to take career assessments, read this article on paying teens to do things.

2. What was your son’s personality type on the Myers Briggs Type Indicator? INTP? ESFJ? Read the chapter on that personality type in the book Do What You Are.

I love the book Do What You Are by Paul D. Tieger, Barbara Barron, and Kelly Tieger. This book will provide a huge number of possible career goals for your son based on how his personality type thinks, works, and processes information.

3. Your child’s still resistant to the idea of taking career assessments, even when you offer to pay him to take them? Do this.

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Top Four Surprising Ways to Get Extra Money Out of the FAFSA Form

This post was updated on November  21, 2015.

 The FAFSA (Free Application for Federal Student Aid) gets your student consideration for nine separate federal student-aid programs, over 600 state aid programs, and most of the college-based (institutional) aid available in the United States. When’s the best time to fill out the FAFSA Form, and what tricky questions should you watch out for when you fill it out?


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