URGENT Info For Parents of 9th Graders

This article was originally published here on November 28th, 2016. It was updated on April 16th, 2019.

Today I have urgent college financial aid info for parents of 9th graders.

Yes, I’m serious, 9th graders.

There’s something that you need to know right now—so you can carefully protect your child’s future college financial aid eligibility.

You need to know that coming up quite soon—on January 1st of your kid’s 10th grade year—a team of photographers is going to show up at your house.

Not actual photographers, but that’s a good way to think of it.

On that day, you’ll want to be prepared and ready for them.

This article will help you with that.

Parents, they're about to take a photo of you.

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Service: It’s How We Fill the World With Good

service

Students are telling me they’re scared.

They hear their parents’ tense, late night discussions downstairs in front of the TV, and they see the angry vitriol that’s been roiling in their social media feeds.

They’re worried about the world they’re inheriting.

When they tell me this in person, I hug them and tell them that they have more power to change the world than they ever think. “Start right where you are,” I tell them.

“Do what you can to fill the world with so much good that bad goes out of style.”

I tell these students, “It begins with speaking with kindness in your own home, online, and in your own school. It builds into empathy and caring for those who are different from you. And it bears fruit and multiplies when you find a cause you care about, and work consistently in service to that cause to make the world a better place.”

To see how thousands of students in the U.S. are doing exactly this, view the exciting, inspiring 2-minute video about WE DAY that you’ll find here: 

https://www.we.org/we-day/what-is-we-day/

Whether you’re a student or a parent, this video is guaranteed to make you feel hope.

(To learn more about WE programs for schools, click here.)

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Your Kid’s Under 5? Get Ready for the Kindergarten Windfall.

If you’re parenting a kid who’s not yet in kindergarten, you’re wondering how in the world you ended up reading an article written by a writer who gets kids through college debt-free. Keep reading and I’ll tell you why this blog is the best place for you to be right now.

Kindergarten

On the day your baby starts kindergarten, your family is likely to experience an exhilarating financial windfall.

Daycare expenses may suddenly plummet.

A former stay-at-home parent might start working full-time or part-time.

The boost in your income in either of these scenarios is likely to be sudden and remarkable.

During the year before your baby starts kindergarten, sit down and plan how to invest this windfall.

Using the resources and support of someone like Dave Ramsey, start aggressively paying off your own student loan and household debt, and then once you’ve done that—visit a Certified Financial Planner and start planning retirement contributions and bit-by-bit college savings.

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