Can College Debt Hurt Academic Performance?

What Does the Research Say?

 

debt affects academic performance

There’s no question about it; the ability to focus and concentrate for extended periods is absolutely critical to college academic success.

In his outstanding book Deep Work, author Cal Newport says this about extended periods of focus and concentration: “Deep work is the ability to focus without distraction on a cognitively demanding task. It’s a skill that allows you to quickly master complicated information and produce better results in less time. It’s like a super power in our increasingly competitive twenty-first century economy.”

Can student loan debt interfere with the focus and concentration necessary for doing “deep work”?

College students say yes.

In this article by college student Ashley Bulchandani on dailytarheel.com, she tells adults exactly how she feels. “As a current college student, I am personally struggling with college debt and paying off my loans.” She worries that, “debt accumulation can stress out students and lead to negative behaviors such as drinking, smoking, working a lot, and not focusing in class.” She points to research showing that, “excessive college debt results in overall low academic performance in college and low graduate school attendance.”

The happy news is that parents can help. A lot.

Continue Reading »

Hear Me Speak At This Online Virtual College Fair — Nov. 1st!

You’d love to attend a college fair — where you get to choose from a menu of fantastic speakers, and stop by exhibit booths to talk to college admissions people.

But who wants to change out of sweatpants and drive all the way downtown?

Now, you and a student you love can attend a nationwide college fair in your pajamas! And hear me, Jeannie Burlowski, as keynote speaker at 7:00 pm Central Time (8:00 pm Eastern).

Just grab a computer or a phone with internet access, and join me for CollegeWeekLive’s Virtual College Fair on Wednesday, November 1st, 2017. There will be college-related activities happening all day long, from 10:00 am to 10:00 pm Eastern Time that day. Pop in for as much of the day as you’d like to, and then tune in to hear me, live from my office in Minneapolis, at 7:00 pm Central Time (8:00 pm Eastern).

The CollegeWeekLive Virtual College Fair is FREE, but preregistration is highly recommended.

Preregister for the Virtual College Fair now at Jeannie.CollegeWeekLive.com, and your son or daughter can qualify to win up to a $5000.00 scholarship.

online virtual college fair

After you preregister for the Virtual College Fair at the link above, you can get directly to my 7:00 pm Central Time live presentation by clicking here.

*Note: I have not vetted the content provided by the speakers at this Virtual College Fair. If you hear a speaker saying something you know I strongly advise against, such as, “get private loans — they are super helpful,” or, “don’t worry about career planning, just take random college classes to see what you’re interested in,” just smile and let that advice fly right over your head.

What will Jeannie Burlowski be speaking about at the Virtual College Fair on November 1st?

Continue Reading »

5 Things Parents Must Know About “Senioritis”

And 4 Things Savvy Students Can Do About It

You’ve nursed your child through bouts of the flu and strep throat, but “senioritis” is different.

“Senioritis” symptoms include not doing homework, “forgetting” to study for tests, and getting oddly low grades on homework assignments, papers, and projects that your child would normally ace.

senioritis

“I can just slack off and relax a little now,” your 12th grader reasons. “My college applications are all in, so nothing I do now will matter.”

Here are 5 truths every parent must know about “senioritis.”

1. Colleges look at all four years of high school grades.

Every college your child has applied to will require a final transcript that shows both first and second semester grades from every class taken in 12th grade. Why? Because the college needs to make certain that the student has actually graduated from high school. If senioritis leads to a streak of poor grades on the tail end of that transcript, that can derail every goal the student has been working for.

2. Colleges do rescind acceptances due to poor senior year grades.

Continue Reading »

You’re 20? Here’s the Career Advice Nobody’s Telling You

Today I’m featuring a must-read article by Forbes contributor Jason Nazar on career advice for 20-year-olds. If you’re parenting a child age 16 – 29, read this article and pick one or two topics to discuss with your child this week.

And if your child is age 18 – 29? Share this article with him or her now. Don’t wait.

Continue Reading »

Half of Americans Regret Their Higher Ed Decisions?! Why?

The last thing you want is for your child to make a series of expensive higher ed decisions, and then regret them later. How can you help your kids to avoid making regrettable higher ed decisions?

An Epidemic of Regret

Regret over higher ed decisions has reached epidemic proportions in the US. According to a June 2017 report from Gallup and Strada Education Network, 51 percent of Americans would change at least one of their education decisions if they could. This is an astounding, alarming, high number.

1/3 of People Wish They’d Studied in a Different Field

More than 1/3 of people — 36 percent of the report’s 89,492 respondents — would replace their field of study.

Most Shocking? How Many People Regret Their Liberal Arts Educations 

Continue Reading »

7 Reasons to Fill Out FAFSA — Even If You’re Rich

FAFSA Is Live as of October 1st

You’d love for your son to get loads of free money financial aid to help him pay for college, but you’re pretty sure he won’t qualify for much. Your family lives comfortably, after all. You aren’t poor.

You wonder if filling out financial aid forms is even worth your time.

Seven Reasons Filling Out the FAFSA Is Well Worth Your Time.

1. You can have a high income and still qualify for help.

You make over $200,000 per year and have significant assets? Your kid can still get free “gift aid” money to help pay for college. I’m talking about free money that need never be paid back.

Because this is true, plan to fill out the FAFSA form every October 1st that you’ll have a kid in college the following fall. Put this October date on your calendar now, so you can put your kid(s) first in line for all the financial aid money they have coming.

FAFSA

2. The FAFSA isn’t just about getting PELL grants. 

Filling out the FAFSA puts your child in line for nine separate federal student aid programs, over 600 state aid programs, and most of the college-based (institutional) aid available in the United States.

Every year, people who were sure they were too well-off to qualify for any kind of aid are stunned to see what kind of generous help they actually qualify for at some colleges.

3. The FAFSA considers many more factors than just your income.

Continue Reading »

Want More College Money? Avoid These Costly FAFSA Mistakes

Fill Out FAFSA as Early as Possible For Best Results

Today I’m featuring a list of 30+ mistakes that parents make when filling out the FAFSA form. These mistakes cost U.S. families millions in lost college financial aid money each year.

To make sure your kids get every penny they have coming to them, download and print my list of common FAFSA mistakes here: 30+ Common FAFSA Mistakes and How to Avoid Them.

Share this post with everyone you know who cares about kids who’ll be in college next year, and then have the printout handy on your desk when you’re filling out your own FAFSA form.

FAFSA mistakes

You’ll get instant answers to questions such as: 

Continue Reading »

1-Minute Trick Helps Overcome Laziness

You’ve got a mountain of work in front of you, but no energy to tackle it. You’ve already slept well and eaten energy-producing food, so exhaustion’s not the problem. You’re just feeling lethargic, avoidant, and lazy. We’ve all been there. Some of our kids seem to live there. Want change? A simple Japanese principle can help anyone overcome laziness in just one minute.

overcome laziness

Continue Reading »

How College Loans Got So Evil (5-Minute Video)

This Adam Conover Video is Hilarious and Frightening

Today I’m featuring a 5-minute video clip from the popular TV show Adam Ruins Everything. This 5-minute clip is titled, “How College Loans Got So Evil.” It’s funny! But then again, it’s not funny at all — because it’s true.

How College Loans Got So Evil

Please share this post with every parent, teacher, guidance counselor, school staff person, government official, and college staff person you know.

Because we all need to know the truth — so we can take evasive action for the kids we love.

*Viewer discretion is advised

For clear, step-by-step help getting your kids through college debt-free, read on.

Continue Reading »

5 Questions to Ask Every Kid Every September

This article was originally published on September 12th, 2016. It was updated and republished here on August 26th, 2017.

There’s one thing parents long for far more than straight A report cards.

Parents want kids to do their own homework in a quality manner without the parent needing to prod, nag, oversee, or push.

Want to increase your chances of having academically independent children and teens at your house?

Ask each of your children these 5 questions every September.

High Grades

Before you have this conversation, be sure your teen has a calendar, planner, or special notebook for recording assignments and due dates. Then — keeping this particular student’s personality in mind — provide some individualized teaching on the subject of workflow process management.

5 Questions:

Continue Reading »