Drowning in Student Loan Debt? Here are 6 Legitimate Ways Out

Part 3 of a 3-Part Series

This article is part 3 of a 3-part series on what students can do if they’ve left college with student loan debt. You can find the first two (very important) articles in this series here and here.

Every year, frightening numbers of students finish college with massive amounts of student loan debt—and then find themselves completely unable to find employment that pays enough to cover their student loan payments.

Many of these 20somethings work as nannies, restaurant servers, and cashiers, jobs that barely pay enough to cover rent and groceries.

What can be done about this? Simply not paying on student loan debt is not an option. (You can read about the scary consequences of student loan debt default here.)

If you’re a former college student and you find yourself in this position, here are 6 strategies that will help.

student loan debt

Continue Reading »

“Let’s Talk Now About What Life Will Look Like When You Come Home on College Breaks.”

What Every Parent Needs To Cheerfully Tell College-Bound Kids In the Month Before Classes Start

As a parent, you’d like to make your kid’s future college breaks as warm and memorable as possible. But will you be able to do that if your newly-flown offspring comes home snarly and inconsiderate?

assistedlift

What if your newly minted college student decides to stay out until all hours on the night before Thanksgiving, and you toss and turn and lose sleep until 3:00 a.m. because you’re worried there’s been a car accident?

What if your child brings home overnight guests without asking — as though your house is his own?

What if your new “adult” college student decides to spend the entire break watching TV and playing video games — while you take care of all the grocery shopping, meal prep, cleaning, and yard work that keeps your household running smoothly?

Will this make for a warm, memorable college break for you, Mom?

Continue Reading »

One Sentence That’ll Keep Your Kids From Living At Home in Their 20s

Parents, I know you’ve heard the horror stories.

Messy Computer Room

photo credit: 232 via photopin (license)

You’ve heard of loving mothers and fathers who sacrifice for years only to find themselves in their 50s, stressed and anxious over unkempt twenty-something children still living in their childhood bedrooms, sleeping in past noon, lounging afternoons away on parents’ couches, helping themselves to food from their parents’ refrigerators, and then staying up long hours into each night gazing into the flickering blue screens of online video games? 

You know that there are hundreds of thousands of parents living this nightmare every day, right?

What are you going to do to avoid becoming that parent?

Continue Reading »