That Local State University May NOT Be Your Bargain Option

Many parents have only one strategy for lowering college costs. Send the kid to the local state university.

But is your local state university actually your bargain option — considering all the factors involved?

state university

The hidden costs of state university nobody talks about

At many state universities, it can take even the most diligent students six years to earn a four-year bachelors degree.

Why? Because classes are full, so students struggle to get into the classes they need to graduate.

A state university education can be like buying a plane ticket, walking down to the gate, and then not being allowed to board — over and over and over again — because the plane is overbooked and every seat is taken.

Two extra years in state university can end up costing your kid a staggering amount.

Read the article I wrote here on how two extra years in college can end up costing students $300,000 in extra tuition, interest, lost full-time income, and stunted retirement savings. Plus, of course, a huge number of students get discouraged before the six years are up, and drop out — leaving college with a boatload of student loan debt and no college degree.

Yikes.

Continue Reading »

Want More College Money? Avoid These Costly FAFSA Mistakes

Fill Out FAFSA as Early as Possible For Best Results

Today I’m featuring a list of 30+ mistakes that parents make when filling out the FAFSA form. These mistakes cost U.S. families millions in lost college financial aid money each year.

To make sure your kids get every penny they have coming to them, download and print my list of common FAFSA mistakes here: 30+ Common FAFSA Mistakes and How to Avoid Them.

Share this post with everyone you know who cares about kids who’ll be in college next year, and then have the printout handy on your desk when you’re filling out your own FAFSA form.

FAFSA mistakes

You’ll get instant answers to questions such as: 

Continue Reading »

What If This 12-Year-Old Ventriloquist Had Never Practiced?

I recently watched Darci Lynne Farmer, the 12-year-old singing ventriloquist from Oklahoma City, wow the audience and the judges on America’s Got Talent. Before the 7-minute video was over I laughed, and I cried. Real tears. I am not kidding.

And then I thought…

What if Darci Lynne had never practiced ventriloquism on her own at home? What if she’d just waited until age 18, signed up for ventriloquism classes, and then expected those classes to give her everything she needed to perform like a superstar?

Would Darci Lynne have ever gotten anywhere?

ventriloquist

Continue Reading »

7 Reasons Your MIDDLE SCHOOLER Needs A College Study Skills Class

And Where to Find One

To get straight to my online college study skills class information, scroll to the red writing below.

LIve class coming August 27th!

Something magical happens when a middle schooler takes a college study skills class. I’ve seen it a thousand times.

Continue Reading »

Which Colleges Are Still Taking Applications?

5 Cautions For You If Your Child is Headed to College in 1-3 Months

Ben and his parents sat up late at their dining room table, combing through all of Ben’s college financial aid numbers one more time. Ben’s dad ran his fingers nervously through his hair. The problem? It was already summer, and every college that had accepted Ben for the coming fall was requiring him to commit to loads of student loan debt in order to attend.

Colleges are still taking applications

“Is it too late to just try to go to a different college?” Ben asked. “I don’t know,” Ben’s dad said. “Are there any other colleges still taking applications?”

Continue Reading »

Whoa! Slow Down on Applying for Scholarships!

I recently read an article by a well-meaning man pushing kids to apply for more college scholarships.

“Give up all your free time!” he said. “Come home every day and put in an hour or two applying for scholarships!”

This sounds good in theory, but in reality–no kid on earth is going to do that.

My advice to students is very different.

scholarships

Continue Reading »

“Can I Take a Full Load of College Classes in High School and Still Have a Full ‘High School Experience’?”

Yes.

A 10th grader contacted me recently and asked me this great question about taking college classes in high school.

“Jeannie, I know that you strongly recommend dual enrollment college classes in high school for kids who want to get through college debt-free. I want to do dual enrollment full time in 11th and 12th grades so that I’ll have two years of college done by the time I graduate from high school. But my parents are trying to steer me toward doing dual enrollment only just part time. They’re worried that if I take a full load of dual enrollment college classes in high school, I’ll miss out on ‘the full high school experience.’ What do you think?”

My answer is below. college classes in high school

Continue Reading »

Hilarious Idea Makes Kids Eager To Apply For Scholarships

If you’ve got a child between the ages of 12 and 22, you know how difficult it can be to motivate him or her to want to apply for college scholarships.

Try this entertaining strategy, one that other parents are using with great success.

1. Give your son a meager allowance.

Make sure it’s just barely enough to cover his bare minimum life expenses. Set up an automatic bank transfer so that this amount goes into his bank account reliably, every two weeks.

2. List for your son all the purchases this money will have to cover.

“Son, we’ll expect you to use this allowance money to buy all your own school lunches, cell phone service, clothes, shoes, gas, football fees, school activities, and all your personal spending.” Add anything else to this list you can think of.

3. Then, wait for an emergency.

scholarships

Continue Reading »

TONIGHT! This Free Event Could Save You TONS on College Costs

Ideal for Families With MIDDLE SCHOOLERS

Your kid’s in 6th, 7th, or 8th grade?  It’s time to set him or her free to feel jazzed and excited about college. Plus — as a parent– learn 8 things you can do right now to keep that kid’s future college costs low.

live event in Minneapolis

 

I’ll be covering all this in this free live event in Minneapolis tonight, January 10th, 2017.

Give your middle schooler (or high schooler!) a huge jumpstart on college.  Bring the kids and join me tonight for a free live event sponsored by Minnehaha Academy in Minneapolis.

I’ll be covering these important topics:

Continue Reading »

Buy LAUNCH Before 1/11/17 — Get Bonuses Worth $248

Today I’m announcing the extra bonuses your family will receive if you purchase LAUNCH by January 11, 2017.

LAUNCH

Continue Reading »