Ordinary Students—Extraordinary Financial Aid

You’d love for your son to get loads of free money financial aid to help him pay for college, but you’re pretty sure he won’t qualify for much. Your family lives comfortably, after all. You aren’t poor.

You wonder if filling out financial aid forms is even worth your time.

Seven Reasons Filling Out Financial Aid Forms Is Well Worth Your Time.

1. You can have a high income and still qualify for help.

You make over $200,000 per year and have significant assets? Your kid can still get free “gift aid” money to help pay for college. I’m talking about free money that need never be paid back.

Because this is true, plan to fill out the FAFSA form every October 1st that you’ll have a kid in college the following fall. Put this October date on your calendar now, so you can put your kid(s) first in line for all the financial aid money they have coming.

financial aid

2. The FAFSA isn’t just about getting PELL grants. 

Filling out the FAFSA puts your child in line for nine separate federal student aid programs, over 600 state aid programs, and most of the college-based (institutional) aid available in the US. Wow!

Every year, people who were sure they were too well-off to qualify for any kind of aid are stunned to see what kind of generous help they actually qualify for at some colleges.

3. The FAFSA considers many more factors than just your income.

Your household income may look high at first glance, but income is only one of several factors used to decide your child’s financial aid eligibility. Age of the older parent, household size, whether your family owns a small business, number of family members attending college simultaneously, and many other complex and interwoven factors figure in too. Any one of these factors could greatly increase your family’s eligibility for free money for college.

4. Parents can use multiple strategies to get extra free money for college from the FAFSA form.

I provide 10 (ten) safe, legal, ethical strategies that parents can use to get thousands extra in financial aid money out of the FAFSA form. They’re too numerous to list here, but they’re all carefully detailed in chapter 10 of my book, LAUNCH.

The best time to find out about these strategies and get all set to implement them? The winter and spring of your child’s 9th grade year. If your child is already further along in high school or even in college, though, it’s not too late.

5. If your fortunes happen to suddenly turn for the worse, you’ll want your kid to be in the pipeline to receive help.

Every year there are very wealthy families whose fortunes turn suddenly and unexpectedly for the worse. People lose businesses. They divorce, lose jobs, or suffer house fires. They may get devastating medical diagnoses. If this happens to you, you’ll want your college-age children to be in the financial aid system where they can walk into a college financial aid office and get the help they suddenly need.

6. At the very least, you’ll want to qualify for the very best student loans if those become necessary.

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Social Security Checks Garnished To Pay for College

Elderly Parents in Poverty, Still Paying for Their Kids' College

Could you one day have your social security checks garnished to pay for your kids’ college?

Yes.

You may be in danger of having your social security checks garnished and not even realize it.

Parents duped into taking out Parent PLUS loans to pay for their kids’ college can find themselves on the hook for hundreds or thousands of dollars each month, right at a time of life where they may be wanting to (or worse, needing to) retire.

social security checks garnished

The Danger of Parent PLUS Loans

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Hilarious Idea Makes Kids Eager To Apply For Scholarships

If you’ve got a child between the ages of 12 and 22, you know how difficult it can be to motivate him or her to want to apply for college scholarships.

Try this entertaining strategy, one that other parents are using with great success.

1. Give your son a meager allowance.

Make sure it’s just barely enough to cover his bare minimum life expenses. Set up an automatic bank transfer so that this amount goes into his bank account reliably, every two weeks.

2. List for your son all the purchases this money will have to cover.

“Son, we’ll expect you to use this allowance money to buy all your own school lunches, cell phone service, clothes, shoes, gas, football fees, school activities, and all your personal spending.” Add anything else to this list you can think of.

3. Then, wait for an emergency.

scholarships

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Top 9 Questions Parents Are Asking Me About LAUNCH!

launch

There’s been an overwhelming, excited response to LAUNCH since it released on January 4th, 2017. Parent response to this book has already exceeded anything I ever thought possible. Whenever there’s a lot of excitement there are also a lot of questions, so here are the top 9 questions parents are asking me — along with my answers.

1. “Our son is only in middle school. Surely we don’t need to be thinking about college yet!”

Did you know — that if  you wait until your son’s in 11th grade to start thinking about college, 75% of the best ideas for getting him through college debt-free will be gone?

I can still give you some valuable help if you’re at that point right now, but to get the best possible running start, read the first four chapters of LAUNCH when your kid’s in middle school. Please tell your friends.

2. “Our daughter is already in college. Will this book still help us?”

If your child is already in college, LAUNCH may save you thousands between now and her college graduation.

Here are four things you may not know.

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TONIGHT! This Free Event Could Save You TONS on College Costs

Ideal for Families With MIDDLE SCHOOLERS

Your kid’s in 6th, 7th, or 8th grade?  It’s time to set him or her free to feel jazzed and excited about college. Plus — as a parent– learn 8 things you can do right now to keep that kid’s future college costs low.

live event in Minneapolis

 

I’ll be covering all this in this free live event in Minneapolis tonight, January 10th, 2017.

Give your middle schooler (or high schooler!) a huge jumpstart on college.  Bring the kids and join me tonight for a free live event sponsored by Minnehaha Academy in Minneapolis.

I’ll be covering these important topics:

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Buy LAUNCH Before 1/11/17 — Get Bonuses Worth $248

Today I’m announcing the extra bonuses your family will receive if you purchase LAUNCH by January 11, 2017.

LAUNCH

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URGENT Financial Aid Info For Parents of 10th Graders

Parents of Younger Kids, Read This So You Can Plan Ahead

Today I have urgent financial aid info for parents of 10th graders.

You need to know that on January 1, 2017, a team of photographers is going to show up at your house.

Not actual photographers, but that’s a good way to think of it.

Parents, they're about to take a photo of you.

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Perfect Grandparent Holiday Gift: COLLEGE SAVINGS

I post this article every year in December. This post contains one of the most brilliant ways there is to get kids through college debt-free, and grandparents love the idea. Be sure to share it with the grandparents you know!

Most grandparents love to dote on their beloved grandchildren, but let’s face it. Teens are notoriously hard to shop for.

What Grandma and Grandpa would really love to do is give a holiday gift that will be remembered with tears and great appreciation for years down the line.

No matter your income level or budget, Grandma and Grandpa, here’s an ingenious idea for deeply impacting the teen you love this holiday season.

grandma

This ingenious idea will help you to take the $20 you were planning to spend on a holiday gift, put that money into the best possible kind of college savings account, and still have something meaningful and beautiful for the teen to unwrap at your family’s holiday gathering.

All without nicking your own finances or damaging the teen’s future financial aid eligibility in any way.

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Your Kid’s Under 5? Get Ready for the Kindergarten Windfall.

If you’re parenting a kid who’s not yet in kindergarten, you’re wondering how in the world you ended up reading an article written by a writer who gets kids through college debt-free. Keep reading and I’ll tell you why this blog is the best place for you to be right now.

Kindergarten

On the day your baby starts kindergarten, your family is likely to experience an exhilarating financial windfall.

Daycare expenses may suddenly plummet.

A former stay-at-home parent might start working full-time or part-time.

The boost in your income in either of these scenarios is likely to be sudden and remarkable.

During the year before your baby starts kindergarten, sit down and plan how to invest this windfall.

Using the resources and support of someone like Dave Ramsey, start aggressively paying off your own student loan and

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Hear Jeannie Burlowski Interviewed on the “Hey, Sister!” Podcast

I was recently interviewed by Krista Gilbert on her “Hey Sister!” podcast. It was a great conversation, almost an hour, full of practical tips for anyone who loves a kid age 12 – 22.

To listen to the podcast, click on Episode 19 here.

Some of the topics we covered include:

  • Strategies not just for getting your child into college, but for getting him or her through college debt-free.
  • Why your local state university is probably not your child’s bargain college option
  • Why the lowest college prices may be at private universities that look only at the FAFSA financial aid form
  • Why “dual enrollment” is better than AP when it comes to earning inexpensive college credit in high school
  • How to spread the scholarship application process over 8 years rather than trying to do it all during the senior year of high school
  • How moms and dads can navigate the emotional difficulty of “letting go” of college-bound children with grace and faith and hope.

podcast

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