Your Job Change COULD Save Your Kid $40,000 on College Costs

Parent, might you be ready for a job change by the end of this summer?

If you make this job change decision strategically, you could save your kid $40,000 on college costs.

job change

“Really? How could my job change save my kids money on college costs?”

Many colleges and universities provide free or reduced-price college tuition for the children of their employees.

If you’re an experienced accountant, food service professional, salesperson, marketing professional, groundskeeper, custodian, receptionist, career counselor, or administrative professional — or if you have a masters or Ph.D. credential that could allow you to teach on a university campus — this employee benefit could save your child a bundle over four years of college.

There may be a small catch, however. You may have to be employed by that college or university for four whole years before you can take advantage of this benefit. So plan ahead. If your child will be headed to college just two years from now, it’s still worth a shot.

To learn how your child can get a tuition reimbursement job that can pay off big, read the article I’ve written here.

There’s no part of parenting more important than planning ahead to set your kid up for successful college and career life.

For clear, step-by-step help getting your kids through college debt-free, don’t rely on a loose collection of blog posts. You’ll miss hundreds of details that way. Instead, get your copy of my book:

You can “Look Inside” the book on Amazon for free by going to:

bit.ly/burlowski

(Tell your friends.)

You can see the “Top 9 Questions Parents Are Asking Me About LAUNCH,” here.

Read just one chapter of LAUNCH every 1-3 months while your child’s in middle school and high school, and you’ll know every viable strategy for debt-free college at exactly the right time to implement it.

And if your child’s already well past middle school? That’s OK; you can run to catch up. But the process of getting your kids through college debt-free goes more smoothly the earlier you start it – especially if you’re not planning to save up any money to pay for college.

Do you have friends who are parenting kids ages 12 – 22? SHARE this post on Facebook, Twitter, and LinkedIn right now.

What about you? What strategies have you found for drastically cutting college costs without destroying future career or grad school prospects? Comment below or LIKE Jeannie Burlowski Author on Facebook, find this post on that page, and let’s talk about it there.

Who is Jeannie Burlowski?

Jeannie is a full time author, academic strategist, and speaker. Her writing and speaking help parents set their kids up to graduate college debt-free and move directly into careers they excel at and love. She also helps students apply to law, medical, business, and grad school at her website GetIntoMedSchool.com. You can follow her on Twitter @JBurlowski.

9 Reasons to Talk your Kid OUT of Applying to the Ivy League

Today I’m re-running an article I previously wrote on the subject of Ivy League admission. The reason? Harvard University has made a surprising, disheartening decision that significantly impacts its students’ ability to save money on the education it provides. You’ll read about the Harvard decision–and what you can do about it– in the red text below.

Parents, you feel a lot of pressure to get your kids into a “good” college after high school. An “Ivy League” university would be ideal! But is all the work and stress really worth it?

Probably not, honestly.

William Deresiewicz, former Yale professor and author of Excellent Sheep: The Miseducation of the American Elite and The Way to a Meaningful Life has a fascinating take on this question.

In his controversial New Republic article, Deresiewicz tells parents that Ivy League schools are overrated — that they’d be better off sending their kids elsewhere.

Here are the top 9 most jolting things I got out of Deresiewicz’s article:

Ivy League

1. The intense competition to get into an elite school can hobble a child for life.

“These enviable youngsters appear to be the winners in the race we have made of childhood,” Deresiewicz writes. “But the reality is very different . . . . Our system of elite education manufactures young people who are smart and talented and driven, yes, but also anxious, timid, and lost, with little intellectual curiosity and a stunted sense of purpose: trapped in a bubble of privilege, heading meekly in the same direction, great at what they’re doing but with no idea why they’re doing it.”

2. Constant focus on elite, Ivy League education can result in soul-crushing levels of insecurity, anxiety, and fear for students.

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Which Colleges Are Still Taking Applications?

5 Cautions For You If Your Child is Headed to College in 1-3 Months

Ben and his parents sat up late at their dining room table, combing through all of Ben’s college financial aid numbers one more time. Ben’s dad ran his fingers nervously through his hair. The problem? It was already summer, and every college that had accepted Ben for the coming fall was requiring him to commit to loads of student loan debt in order to attend. “Is it too late to just try to go to a different college?” Ben asked. “I don’t know,” Ben’s dad said. “Are there any other colleges still taking applications?”

Kaylie had a similar but different problem. Kaylie and her family hadn’t planned ahead, so Kaylie didn’t have any college acceptances to choose from. “Do you think it’s too late for me to try to go to college this coming fall?” Kaylie asked her parents. “I don’t know,” her mom replied. “Are there any colleges still taking applications?”

Colleges are still taking applications

The answer is yes; some colleges are still taking applications.

Here’s a great list of colleges still taking applications, provided for us by the good folks at CollegeSimply.com.

Be careful though.

If your child is applying to college this summer in hopes of attending college classes this fall, watch out for these 5 things:

1. Stay far away from “for profit” colleges and universities.

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7 Ways to Have the Worst College Visit EVER

Getting ready for a 10th grader’s first college visit? Make sure your family doesn’t make these 7 college visit mistakes.

college visit

1. Pick a college at random, and just go.

Give no thought whatsoever to whether this college will actually prepare your child for a job he’ll excel at some day, and don’t consider at all whether your family can afford it. Just pick a random college and go.

The truth is… it’s wiser to carefully research college options ahead of time, and visit only the ones you and your child know are good fits as far as real world career preparation and affordability. Remember, your daughter may fall madly in love with the first college she visits. You want to be sure it’s a good option.

2. Visit only state universities, because you think they’re cheaper.

The truth is… many students take six years to earn a four-year degree at a state university. Read here how those two extra years in college can end up costing students $300,000 in extra tuition, interest, lost full-time income, and stunted retirement savings. Ask a parent who owns my book how to determine which private colleges might be far better bargain options.

3. Don’t tell the admissions office you’re coming. 

Just wing it. What can the admissions office do to help you anyway? They’ll just give you an unwanted sales pitch, right?

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17 College Majors That Put Kids On the Path to Underemployment

Forbes recently published a list of 17 college majors that carry high underemployment rates.

Grads in these degree fields find it hard to get the jobs they went to school for. They tend to make less money than they should be making, and a lot of them live with this discouraging realization: “I might have just wasted all that time and money I spent on college; I’m not even using the degree I worked so hard for.”

Help your kid stay off of the path to underemployment.

college major

17 College Majors That Tend to Lead to Underemployment:

  1. Physical Education Teaching: 57% grads are underemployed
  2. Human Services: 56% grads are underemployed
  3. Illustration: 55% grads are underemployed
  4. Criminal Justice: 53% grads are underemployed
  5. Project Management: 53% grads are underemployed
  6. Radio/Television & Film Production: 53% grads are underemployed
  7. Studio Art: 52% grads are underemployed
  8. Healthcare Administration: 52% grads are underemployed
  9. Education: 52% grads are underemployed
  10. Human Development & Family Studies: 52% grads are underemployed
  11. Creative Writing: 51% grads are underemployed
  12. Animal Science: 51% grads are underemployed
  13. Exercise Science: 51% grads are underemployed
  14. Heath Sciences: 51% grads are underemployed
  15. Paralegal Studies: 51% grads are underemployed
  16. Theater: 51% grads are underemployed
  17. Art History: 51% grads are underemployed

(This information is based on PayScale data collected from 962,956 workers between 3/21/2014 and 3/21/2016.)

But wait–there’s good news in this Forbes report too!

In every one of these college major fields, some of the graduates are working. A good number of them (in some cases almost 50%!) are employed in their career fields, fulfilling their potential, making money they’re happy with.

What sets the fully-employed grads apart from the underemployed ones?

One thing I know for sure–the grads who completed extensive job shadowing and multiple paid internships in their career fields are doing far better than those who failed to complete these important steps during college.

You can see two extremely helpful posts I’ve written about internships here and here.

If your kid loves a field with low employability, have him or her try this:

Take the advice of Gwen Burrow from Find Your Calling, who tells students: “Ask yourself–do you really need two or four years of full study in subjects like studio art, creative writing, or theater? Is that something you could do with just a few classes, plus practice on your own time?”

Your child could also consider combining the less desirable major with a potentially more lucrative minor. Combine a “health care administration” major with an accounting minor, for instance, or an “illustration” major with a marketing, advertising, or art education credential.

I’m not sure I’d advise your kid to pursue a college major in Studio Art, Theater, or Art History…

Those fields are notoriously difficult when it comes to finding full-time jobs after college.

But I can tell you this. Being strategic about job shadowing and interning can make the difference between depressing, low-paying, motivation-sapping underemployment and a truly fulfilling long-term career that makes perfect sense.

(Many thanks to Gwen Burrow from Find Your Calling for the help she gave me writing this article.)

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Must-Listen 9-Minute Dave Ramsey Rant Against Student Loan Debt

Caution, Though; Dave's Wrong About Two Things!

I love Dave Ramsey’s video rant about student loan debt, which you can watch at the link I’ve provided below.

(Listen for my favorite Dave line in this rant: “I missed where the lady got helped.”)

If you’ve got 9 minutes to listen to this while getting ready for work in the morning or while cooking dinner, please do!

As you listen, though, be aware that Dave Ramsey is wrong about two things:

1. Dave Ramsey’s wrong when he says that your in-state college or university is automatically your bargain choice.

microphone

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Top 9 Questions Parents Are Asking Me About LAUNCH!

launch

Purchase LAUNCH (or just look over its Amazon reviews) here.

There’s been an overwhelming, excited response to LAUNCH since it released on January 4th, 2017. Parent response to this book has already exceeded anything I ever thought possible. Whenever there’s a lot of excitement there are also a lot of questions, so here are the top 9 questions parents are asking me — along with my answers.

1. “Our son is only in middle school. Surely we don’t need to be thinking about college yet!”

Let me be blunt here. If you wait until your son’s in 11th grade to start thinking about college, 75% of the best ideas for getting him through college debt-free will be gone.

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TONIGHT! This Free Event Could Save You TONS on College Costs

Ideal for Families With MIDDLE SCHOOLERS

Your kid’s in 6th, 7th, or 8th grade?  It’s time to set him or her free to feel jazzed and excited about college. Plus — as a parent– learn 8 things you can do right now to keep that kid’s future college costs low.

live event in Minneapolis

 

I’ll be covering all this in this free live event in Minneapolis tonight, January 10th, 2017.

Give your middle schooler (or high schooler!) a huge jumpstart on college.  Bring the kids and join me tonight for a free live event sponsored by Minnehaha Academy in Minneapolis.

I’ll be covering these important topics:

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Buy LAUNCH Before 1/11/17 — Get Bonuses Worth $248

Today I’m announcing the extra bonuses your family will receive if you purchase LAUNCH by January 11, 2017.

LAUNCH

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Hear Jeannie Burlowski Interviewed on the “Hey, Sister!” Podcast

I was recently interviewed by Krista Gilbert on her “Hey Sister!” podcast. It was a great conversation, almost an hour, full of practical tips for anyone who loves a kid age 12 – 22.

To listen to the podcast, click on Episode 19 here.

Some of the topics we covered include:

  • Strategies not just for getting your child into college, but for getting him or her through college debt-free.
  • Why your local state university is probably not your child’s bargain college option
  • Why the lowest college prices may be at private universities that look only at the FAFSA financial aid form
  • Why “dual enrollment” is better than AP when it comes to earning inexpensive college credit in high school
  • How to spread the scholarship application process over 8 years rather than trying to do it all during the senior year of high school
  • How moms and dads can navigate the emotional difficulty of “letting go” of college-bound children with grace and faith and hope.

podcast

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