Looking for Scholarships? Here are 1.5 Million of Them!

Two of These Scholarship Sources Have Never Been Mentioned on My Blog Before.

This week, a wonderful mother wrote me, asking how she could find scholarships for two kids who are both in community college right now.

My reply to her might help your family too.

Mary,

First of all, congratulations on having your kids start out in community college. This is going to be a fantastic money saver for your family, and it won’t hurt your kids’ futures one bit. In addition you’re asking great questions, and your timing is perfect. Summer vacation is the perfect time for students to find and apply for college scholarships.

(I want students to apply for ten scholarships every year starting in 8th grade and going all the way through graduate school. 80 scholarships in total if possible!)

Here are 6 great ways I can think of to find scholarships to apply to. (Two of these options have never been mentioned on my blog before.)

PSEOstudents

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How Divorced Parents Can Get More Financial Aid For College

divorced parents

Ben and Amy have been divorced for years. Finally, though, they’ve found something they both agree on: they want their teenage daughter, Sophie, to get through college as close to debt free as possible — and directly into a job she loves afterward. Millions of other divorced parents feel the same way.

What’s the key to making that happen?

Divorced parents can take 7 specific steps that can help their kids get through college debt free.

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Students, Whatever You Do, DON’T “Follow Your Passion.”

This is one of the most important posts I've ever written.

follow your passionA girl recently contacted me on Twitter, asking me to explain to her how she could wrestle control of her 529 college savings plan away from her parents.

“They are unreliable and untrustworthy,” she told me.

“What!?” I thought. “Are they drug addicts or human traffickers? Are they embezzlers!? What’s going on?”

I invited the girl to direct message me on Twitter so I could get a fuller picture. I learned that her parents were against a rather harebrained idea she had to study what she vaguely described as “media” overseas — so they were refusing to fund it. (They are perfectly within their rights to do this.)

When I asked the girl why it was so important that she carry out this plan to study “media” overseas, she came out with this whopping piece of logic:

“It’s been my dream since forever to do so.”

My reply to her looked like this:

“I understand about dreams, but when it comes to college and career we need to get extremely practical. What you need is the shortest, fastest, least expensive route to get to a career that will support you financially. When you get to your career goal and you’re working and earning your own money, then you can get started on fulfilling your dreams. Then you can fall in love and travel the world and do whatever you want. College is not the time to fulfill your dreams. College is the time to get busy get practical get it done and get out. Can you tell me what your career goal is? What do you think you’ll be doing when you are finished with studying “media” overseas?”

Parents, tell your kids the truth: college is not actually about following  passion and dreams.

College is about qualifying oneself to do a job that will earn money in the real world.

To read my emphatic words to students age 12 -24 (and to see an inspiring short Mike Rowe video on this subject) read on.

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“A Consultant Told Us NOT to Apply For Scholarships…” ?!

Actual Email I Received From a Mom Recently

In June of 2016 I received this email from a mom:

“Jeannie, I’ve been to 3 of your classes and love hearing you as well as reading your information. I value your opinion.

We have recently met with a person who we could pay to help our daughter navigate sophomore through senior year with FAFSAs, scholarships, choosing schools, etc.

I asked many informed questions because of the information you have taught me. Overall, he agreed with your stance on many things. However, he did say that applying for many scholarships early (i.e. middle school and early high school) can hurt the student’s chance of getting money from the institute they wish to attend. (Jeannie’s emphasis.) He said that he finds schools for students based on their interests/skills/location, but also who will give them the most financial aid. His take was that trying early for scholarships uses up a lot of time with little success, (Jeannie’s emphasis) and any that are won must be reported, thus decreasing financial scholarships/offers from the school of their choice later. (Jeannie’s emphasis.)

I am curious about this since we have been gearing up for searching/writing scholarship applications before late high school. We have not hired this person as of yet and would love any comment/advice you can give in regards to this point of view.”

apply for scholarships

Here’s my reply to this mom:

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Think Student Loan Debt’s “No Big Deal”? Watch This 3-Minute Video

Does your kid believe that student loan debt is “no big deal”?  

Is your daughter balking at filling out scholarship applications because she mistakenly believes that the lie that “everyone gets student loan debt – that’s just the way it is – it’ll be easy to pay my loans off when I graduate“?

Watch this 3-minute movie trailer for the student loan debt documentary “Broke, Busted, and Disgusted.”  

Then buy or rent the documentary and consider watching it with the teens in your family.

horror

This documentary is guaranteed to light fire in your teens to do all they can to avoid student loan debt, and in you to do everything you can to get your kids through college debt free and into jobs they love afterward.

Would you like help getting your kids through college debt free?

 I can help.  Watch for my upcoming book LAUNCH: How to Get Your Kids Through College Debt Free and Into Jobs They Love Afterward (due out in late 2016).  This book will provide clear, step-by-step instructions on how to get your kids through college debt free and into a great job afterward — starting in middle school.

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Drowning in Student Loan Debt? Here are 5 Legitimate Ways Out

Part 3 of a 3-Part Series

This article is part 3 of a 3-part series on what students can do if they’ve left college with student loan debt.  You can find the  first two very important articles in this series here and here.

Every year, frightening numbers of students finish college with $30,000 – $90,000 in student loan debt – and then find themselves completely unable to find employment that pays enough to cover their student loan payments.

Many of these 20-somethings work as nannies, restaurant servers, and cashiers, jobs that barely pay enough to cover rent and groceries.

What can be done about this?  Simply not paying is not an option. (You can read about the scary consequences of student loan default here.)

If you’re a former college student and you find yourself in this position, here are 5 strategies that will help.

student loan debt

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7 Questions That’ll Help You Kiss Student Loan Debt Goodbye

Part 2 of a 3-Part Series

This article is part 2 of a 3-part series on what students can do if they already have student loan debt.  To read the very important article that was part 1 of this series, click here. To read part 3 of this series (the one about student loan forgiveness), click here.  

consolidate your student loans

In the first article in this series I explained the 7  important things that student loan borrowers need do immediately after leaving college.

I didn’t have room in that article for this very important to-do item:

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Got Student Loan Debt? 7 Things To Do RIGHT NOW.

Part 1 of a 3-Part Series

This article is part 1 of a 3-part series on what students can do if they already have student loan debt.  To see parts 2 and 3 of this series, click here and here. 

You recently left college for the working world, and the freedom feels great.

But wait.

Have you left college with any amount of student loan debt?

If you have, it’s important to do 7 things as soon as possible after you stop attending college classes.

(If you’ve been out of college for years and you’ve never done these things, do them now.)

student loan debt

 

1. List every debt you owe on one clean sheet of paper.

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3 Reasons Rested, Relaxed Teens Are More Successful

Mary’s father entered the library through heavy glass doors and started looking through the stacks for his daughter. He finally found her, bleary-eyed and exhausted, surrounded by books, notebooks, a laptop, and a half cup of cold coffee. “Honey, it’s late,” he said gently. “Are you ready to go?”

“Yeah,” Mary said, sounding beaten and tired.

Mary put her head in her hands. Full days in the toughest classes at school followed by afternoons and evenings crammed with activities “designed to impress” pushed her studying into late hours most nights of the week. The pace was frantic and the pressure intense, but Mary kept at it because of the carrot at the end of the stick. If she could just keep up this brutal pace for a few more years, she’d be able to get into a “good school.” That would automatically lead to a “good job,” and the money from that “good job” would lead to happiness and success.

At least that’s how the plan was supposed to work.

just relax

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