True or False: You Should Get Your Middle Schooler On RIGHT NOW

The answer?  As long as your child meets the minimum age limit of 14, it’s absolutely true.

Your child needs one place to keep track of all of her accomplishments, achievements, work experiences, school and scouting awards, scholarship awards, job shadowing experiences, and volunteer and service hours and experiences, right?  LinkedIn is a spectacular place to do that.


“Well, Highly Paid Professionals Don’t Struggle with Student Debt — Do They?”

Many parents mistakenly believe that if their children will just become highly paid professionals, such as doctors or a lawyers, “they’ll be able to easily pay back their student loan debt.”    Is this true?


Photo by Dr.Farouk

No — it’s not true.

Increasingly, even highly paid medical doctors struggle to keep their heads above water when it comes to student debt.

One Sentence That’ll Keep Your Kids From Living At Home in Their 20’s

Parents, I know you’ve heard the horror stories.

Messy Computer Room

photo credit: 232 via photopin (license)

You’ve heard of loving mothers and fathers who sacrifice for years only to find themselves in their 50’s, stressed and anxious over unkempt twenty-something children still living in their childhood bedrooms, sleeping in past noon, lounging afternoons away on parents’ couches, helping themselves to food from their parents’ refrigerators, and then staying up long hours into each night gazing into the flickering blue screens of online video games? 

You know that there are hundreds of thousands of parents living this nightmare every day, right?

What are you going to do to avoid becoming that parent?

Why Do Parents Need a Special College Meeting With Their 8th Grader?

Researchers tell us that the brains of middle schoolers are growing at an explosive rate, faster than at any time since infancy.  New connections are being formed, less-used pathways in the brain are being pruned away, and new experiences are imprinting deeply, in technicolor, in ways that will not be forgotten even in adulthood and old age.  For this reason, 8th grade is a prime time to have a conversation with your child that covers what you as parents are and are not willing to do to help with their life after age 18.

Here are 5 things parents need to do to prepare for this pivotal 8th grade meeting.

“Student Loan Debt Isn’t Really That Big A Deal.” True or False?

“Why the big emphasis on avoiding student debt?” some parents and school administrators wonder.  “Everyone gets student loans, don’t they?  That’s what my guidance counselor told me when I was in high school.  Isn’t that just the way it is?”


Photo by Images Money


Is that just the way it is?

Should Kids Be Expected to Work Their Way Through College? (Surprising Answer Below.)

Years ago, a hardworking college student could earn enough money in a summer of life-guarding or burger flipping to pay for one year of college tuition.  If she continued to work for wages for as many hours as possible during the school year, lived in a tiny apartment with multiple roommates, and ate only macaroni and cheese, she might be able to cover her own living expenses during the school year as well.  Is this still the case?

No; it’s not.  Students can no longer pay for their own college by working a minimum wage job.

Because of rising tuition costs, it’s no longer possible for college students to earn enough money to pay for college tuition as they go.

“I’ll Just Let My Kid Figure Out All His Own College Financing.” Good Idea? Bad Idea?

Some parents try to save a little time, energy, and money by just putting their kid in charge of planning out his or her own college financing.  “She’s nearly an adult; let her figure it out herself and live with the consequences,” some parents think.

Is this a good idea?

 Here are my thoughts on the subject.

Parents, please don’t be tempted to try to hand off responsibility for figuring out college financing to your child, no matter how busy you are and no matter how bright and capable he or she seems to be.